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Arroyo Grande, CA 93420



Freedom Equity Group offers exclusive products that provide Living Benefits in addition to a death benefit for no additional cost.   We offer Life Insurance you don’t have to die to receive.


Living Benefits

Many people don’t understand the power of living benefits.  Did you know you can use the money you receive from living benefits while you are still alive?  Find out more here

Great Benefits

Benefits are paid directly to you. 90% of Americans don’t have LTC (Long Term Care) Insurance. We have the high tech insurance solutions that America needs & wants. Contact us today!

Don’t Wait

Every year millions of Americans’ survive a heart attack, stroke, or cancer. The average age of the illness is 43. Unfortunately, many of these people will go bankrupt, because they can’t go to work and pay their bills.  Living Benefits can help.

Life Insurance You Don’t Have to Die to Receive

Many people DO NOT understand the power of living benefits.  Did you know you can use the money you receive from living benefits while you are still alive?  Find out more by clicking the “Get More Information ” button below.
Get More Information

Freedom Equity Group

Started in 2002, by Ronald Bloomingkemper, Ronald Petrinovich, and Bill St. Clair, each who have decades of success in marketing both Life Insurance and Annuities nationwide. We choose to work with some of the best Insurance companies in the world, such as AIG, National Life Group, American National (ANICO), American Equity, National Western and many other top rated companies.

FEG Insurance Services is in the business of educating our clients. In today’s modern world there are more choices than ever, when it comes to planning for both our life insurance needs and our retirement income needs.

Frequently Asked Questions

What can I use Living Benefits towards?

• Payoff your home
• College Funding
• Pay medical expenses
• Seek alternative treatments
• Food & Clothing
• Utilities
• Auto Payments

These Tax Free Benefits are paid directly to you to use in any way you need them.


Is there any restrictions towards Living Benefits?

Once a policyholder qualifies for their benefits there are no restrictions on the use of the benefits.  There are various restrictions on the amount of the benefits a policy holder may receive based on the plan and illness an individual incurs.

Can I qualify for Living Benefits with heath issues?

It would depend on the health condition of the individual. Even though Living Benefits have no additional cost, the Life Insurance portion of the Policy is underwritten.  If a person has a Chronic, Critical or Terminal illness it could affect the ability to get coverage.  Check with an Advisor for more information for benefits and underwriting qualifications.  Benefits, qualifications and amounts paid are based on individual underwriting, the plan(s) and the illness. Research the companies and plans that fit your needs. Plans may vary from state to state. It is important that you receive information from an agent licensed in your state.



Here’s what just some of our clients have said


Their advice and support about living benefits has been first class, I can’t thank them enough for how they helped.

Jim Walsh — Columbus, Ohio

I feel my future has been greatly helped by the excellent work from FEG, you won’t be disappointed.

Nadia Lopez — Heuston, Texas

I can’t recommend FEG enough, I’ve been delighted by the outcome.

Jack Maguire — Manhattan, New York

Freedom Equity Group has been marvelous, their professionalism has been exemplary.

Louise Smith — LA, California

Request More Information

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